Insurance Runs Out for 12-Year-Old Boy
Monday, December 7th, 2009Benjamin French, a 12-year-old boy from Michigan, was born without his right arm below the elbow. He has had several prostheses fitted for him throughout his life and his insurance company now claims that he is ineligible for future coverage. In Michigan, insurance companies are allowed to place a cap on the amount of money spent on prosthetics throughout a lifetime. His policy with the Blue Cross Blue Shield of Michigan only covers a maximum of $30,000 for prosthetics and an additional $1,000 a year for repair. His recent prosthetic arm is set to cost $30,000 and he may grow out of that. His mother states that this new prosthetic will cost over half of the family’s combined income. Heath care reform bills in the House of Representatives and the Senate will push for a more uniform system of health care but it will still differ from state to state.